Personal Finance

Control your money. Don't let it control you.

Personal Finance is a digital money-management tool, integrated into United Bank Limited’s online and mobile banking, that empowers you to take control of your finances and simplify your life. Budgeting, account aggregation, categorization, and mobile access are just a few of the tools to guide you along your way.

Everything in One Place

With United Bank Limited's Personal Finance tool, you can see all your accounts in one place.

• View balances and transactions.
• Add credit cards, savings accounts, retirement accounts, loans, and even that account at another bank. Don’t worry; we’re still friends.
• Add other assets like homes, vehicles, and your baseball card collection.

Track your Spending

You can see where your money is going with this handy tool.

• See how much you are spending on housing, groceries, entertainment, and more.
• Categorize your spending across all your accounts.
• Love shoes? Create a customized category to track your spending on your footwear fixation.

Budgeting

Easy to view budget bubbles (literally), so you can see when you are busting your coffee budget.

• Create your own budget categories and limits.
• Review your transactions to stay within budget.
• Review trends to see if you are spending within your means.

Debt Management

See everything you owe and create plans to help you pay down (or off!) your debt.

• View your loan and credit card balances, payments, and rates.
• Learn how to pay off your debts faster using different scenarios.

Goals

Plan for short-term and long-term financial ambitions.

• Set savings goals for that dream vacation.
• Create a plan to pay off that impulse buy.

Cash Flow

See what your cash flow looks like each day and know ahead of time if you can make a big purchase.

• Track your recurring bills and deposits by scheduling cash events.
• See the impact of upcoming payments or deposits.
• Match your cash events to actual transactions.